What is the best merchant processing solution?

[smookedtrout]

If you want to take credit card orders (or pre-orders), what is the best merchant processing solution?
I've heard the PayPal and Google Checkout will freeze your funds if even a single person complains about your service to them.

[argentbeads]

Authorize.net is a big provider. No experience with frozen funds over almost three years of operation. After swipe fees and monthly statements, you pay about 3%. Try Merchant Warehouse or another to set up your account.

Paul